The API layer for every loan journey.
Synapse gives lenders one plug-in stack for KYC, verification, BRE, analyser, liveness, eSign, NACH and everything in between — built on partner rails and our own APIs, backed by Synoriq.
{
"status": "verified",
"score": 0.998,
"latency_ms": 312
}// Why Synapse
One platform. Every rail you need. None of the vendor chaos.
Replace the vendor maze with one dependable partner.
1
Unified contract
0
Separate vendor bills
Single
support desk
∞
Fewer integration headaches
10x
Faster implementations
One Integration, Not Twenty
Cover KYC, bureau, BRE, eSign, NACH, liveness and servicing through a single unified gateway. One contract, one spec, one SDK.
One Invoice, One Relationship
Stop juggling separate vendor bills, purchase orders and renewal calendars. Synapse bundles everything into a single, predictable billing line.
One Support Desk That Actually Knows
No more 'please contact your bureau provider'. One implementation team and one support channel owns the full loan journey end-to-end.
Compliance Built In, Not Bolted On
Every rail is mapped to SEBI, RBI, IRDAI, PMLA and data-protection expectations by design, not by exception.
Faster Go-Live, Lower TAT
Pre-integrated partner rails plus our own APIs mean fewer hand-offs, less testing and measurable turnaround reduction.
Swap Rails Without Rewiring
Synapse abstracts the provider layer. Upgrade, swap or add new bureaus and gateways without touching your core integration.
// The complete lifecycle
One stack from first click to last EMI.
Every stage of the loan journey is a modular endpoint. Open a stage to explore the offerings inside — use one, use all.
Stage 01 · Identity
Onboarding
Capture the customer with paperless KYC, OCR extraction, liveness and Aadhaar-based verification — all through one drop-in flow.
Explore offeringsTop offerings — tap to open
// The integration stack
Take your lending journey to the next levelwith the complete integration stack.
A curated set of high‑signal APIs powering onboarding, underwriting, fraud, compliance & disbursement — orchestrated on a single rail.
Crime Check
Court records, FIR & criminal history checks across jurisdictions.
Account Aggregator
RBI‑licensed AA framework for consented bank data in seconds.
AML Screening
Sanctions, PEP & adverse media screening — global watchlists.
Bureau Analyser
CIBIL, Experian, CRIF & Equifax — parsed, scored, decisioned.
Photo Dedupe
Face‑vector matching to catch mule accounts across your book.
Video KYC
RBI compliant VKYC with liveness, geo‑tagging & agent flows.
E‑Sign & E‑Stamp
Aadhaar eSign, DSC & pan‑India stamp duty in one contract flow.
PAN & Aadhaar Verify
Realtime NSDL & UIDAI verification with name‑match confidence.
GST & MCA Insights
Filing trends, directorships, charges & entity graph — instantly.
Employment Check
EPFO trail, UAN history & income signals for salaried applicants.
Risk Scoring
Behavioural, bureau & alternative data signals folded into a single score.
Audio Transcript & Summary
Convert voice calls into structured notes, intents & action items.
Underwriting with AI
LLM‑powered decision support across income, intent & creditworthiness.
CKYC Search, Download, Upload, Update
End‑to‑end CKYC lifecycle — search, fetch, upload and keep records current.
CERSAI Search & Upload
Check charge status and register security interest in real time.
Auto Payout
Trigger disbursements to bank, UPI or wallets with status webhooks.
OCR
Extract data from PAN, Aadhaar, bank statements, payslips & invoices.
NACH Registration & Presentation
Mandate creation, modification, presentation and failure tracking.
ITR & Udyam Analyzer
Income verification, turnover signals & MSME registration checks.
Crime Check
Court records, FIR & criminal history checks across jurisdictions.
Account Aggregator
RBI‑licensed AA framework for consented bank data in seconds.
AML Screening
Sanctions, PEP & adverse media screening — global watchlists.
Bureau Analyser
CIBIL, Experian, CRIF & Equifax — parsed, scored, decisioned.
Photo Dedupe
Face‑vector matching to catch mule accounts across your book.
Video KYC
RBI compliant VKYC with liveness, geo‑tagging & agent flows.
E‑Sign & E‑Stamp
Aadhaar eSign, DSC & pan‑India stamp duty in one contract flow.
PAN & Aadhaar Verify
Realtime NSDL & UIDAI verification with name‑match confidence.
GST & MCA Insights
Filing trends, directorships, charges & entity graph — instantly.
Employment Check
EPFO trail, UAN history & income signals for salaried applicants.
Risk Scoring
Behavioural, bureau & alternative data signals folded into a single score.
Audio Transcript & Summary
Convert voice calls into structured notes, intents & action items.
Underwriting with AI
LLM‑powered decision support across income, intent & creditworthiness.
CKYC Search, Download, Upload, Update
End‑to‑end CKYC lifecycle — search, fetch, upload and keep records current.
CERSAI Search & Upload
Check charge status and register security interest in real time.
Auto Payout
Trigger disbursements to bank, UPI or wallets with status webhooks.
OCR
Extract data from PAN, Aadhaar, bank statements, payslips & invoices.
NACH Registration & Presentation
Mandate creation, modification, presentation and failure tracking.
ITR & Udyam Analyzer
Income verification, turnover signals & MSME registration checks.
ITR & Udyam Analyzer
Income verification, turnover signals & MSME registration checks.
NACH Registration & Presentation
Mandate creation, modification, presentation and failure tracking.
OCR
Extract data from PAN, Aadhaar, bank statements, payslips & invoices.
Auto Payout
Trigger disbursements to bank, UPI or wallets with status webhooks.
CERSAI Search & Upload
Check charge status and register security interest in real time.
CKYC Search, Download, Upload, Update
End‑to‑end CKYC lifecycle — search, fetch, upload and keep records current.
Underwriting with AI
LLM‑powered decision support across income, intent & creditworthiness.
Audio Transcript & Summary
Convert voice calls into structured notes, intents & action items.
Risk Scoring
Behavioural, bureau & alternative data signals folded into a single score.
Employment Check
EPFO trail, UAN history & income signals for salaried applicants.
GST & MCA Insights
Filing trends, directorships, charges & entity graph — instantly.
PAN & Aadhaar Verify
Realtime NSDL & UIDAI verification with name‑match confidence.
E‑Sign & E‑Stamp
Aadhaar eSign, DSC & pan‑India stamp duty in one contract flow.
Video KYC
RBI compliant VKYC with liveness, geo‑tagging & agent flows.
Photo Dedupe
Face‑vector matching to catch mule accounts across your book.
Bureau Analyser
CIBIL, Experian, CRIF & Equifax — parsed, scored, decisioned.
AML Screening
Sanctions, PEP & adverse media screening — global watchlists.
Account Aggregator
RBI‑licensed AA framework for consented bank data in seconds.
Crime Check
Court records, FIR & criminal history checks across jurisdictions.
ITR & Udyam Analyzer
Income verification, turnover signals & MSME registration checks.
NACH Registration & Presentation
Mandate creation, modification, presentation and failure tracking.
OCR
Extract data from PAN, Aadhaar, bank statements, payslips & invoices.
Auto Payout
Trigger disbursements to bank, UPI or wallets with status webhooks.
CERSAI Search & Upload
Check charge status and register security interest in real time.
CKYC Search, Download, Upload, Update
End‑to‑end CKYC lifecycle — search, fetch, upload and keep records current.
Underwriting with AI
LLM‑powered decision support across income, intent & creditworthiness.
Audio Transcript & Summary
Convert voice calls into structured notes, intents & action items.
Risk Scoring
Behavioural, bureau & alternative data signals folded into a single score.
Employment Check
EPFO trail, UAN history & income signals for salaried applicants.
GST & MCA Insights
Filing trends, directorships, charges & entity graph — instantly.
PAN & Aadhaar Verify
Realtime NSDL & UIDAI verification with name‑match confidence.
E‑Sign & E‑Stamp
Aadhaar eSign, DSC & pan‑India stamp duty in one contract flow.
Video KYC
RBI compliant VKYC with liveness, geo‑tagging & agent flows.
Photo Dedupe
Face‑vector matching to catch mule accounts across your book.
Bureau Analyser
CIBIL, Experian, CRIF & Equifax — parsed, scored, decisioned.
AML Screening
Sanctions, PEP & adverse media screening — global watchlists.
Account Aggregator
RBI‑licensed AA framework for consented bank data in seconds.
Crime Check
Court records, FIR & criminal history checks across jurisdictions.
// Hybrid intelligence
JV rails plus our own APIs — one contract, one uptime.
Synapse is a joint venture born inside Synoriq. We combine partner-operated bureaus, KYC and payment rails with a proprietary in-house stack for BRE, analyser and orchestration. You get the reliability of a large institution with the speed of an API-native company.
60+
Production APIs
50+
Lending partners on Synapse
1.2B+
API hits monthly
99.95%
Platform uptime
// Start building
Ship your next lending product on Synapse.
Get sandbox keys today. Talk to an engineer about your onboarding journey and go live in weeks — not quarters.